Real Estate Counsel for Commercial Real Estate Lenders
For the People Whose Business Depends on Certainty
You are putting capital to work in a market that does not forgive sloppy documentation. The loan needs to close on time, the collateral needs to be properly secured, and the covenants need to hold up the day they get tested. What you need from outside counsel is an attorney who understands what you are actually exposed to, knows how title gets cleared and how borrower-side issues get resolved without blowing the closing, and treats your standards as the minimum.
More About What We Handle
- Loan Documentation: Loan agreements, promissory notes, mortgages, security agreements, and guaranties.
- Title and Survey Review: Title commitment review, survey review, and resolution of title issues during due diligence.
- Pre-Closing Due Diligence: Borrower organizational document review, lien searches, and UCC searches.
- SNDA and Estoppel Negotiation: Subordination, non-disturbance, and attornment agreements, and estoppel certificates confirming lease status at closing.
- Construction Loan Administration: Construction loan documentation, draw provisions, and coordination with title and equity sources through construction.
- Post-Closing Matters: Loan modifications, assumptions, and partial releases.
Our Representative Transactions
Our lender clients trust us with the documentation that governs their capital, from construction loans on ground-up development to refinancings of stabilized assets. View a selection of these here.
Learn More❝ Capital deserves the same discretion and care as the relationships behind it. That's the standard we hold every closing to. ❞
- Angelique Thomas, Founder, Vellum Law
Frequently Asked Questions
Answers to the questions clients ask most before they engage us.
What types of commercial real estate lenders does Vellum Law work with?
Vellum Law represents institutional lenders, private lenders, banks, debt funds, and other capital sources active in commercial real estate financing. Our lending clients range from regional banks handling stabilized asset financings to private credit funds originating construction and bridge loans across Florida, New York, and nationally.
What kinds of commercial real estate loans does Vellum Law document?
We document the full range of commercial real estate financing, including construction loans, acquisition loans, permanent financing, bridge loans, mezzanine loans, and refinancings. Our practice covers office, retail, industrial, mixed-use, and hospitality assets.
Does Vellum Law work with out-of-state lenders financing Florida real estate?
Yes, regularly. A meaningful portion of our lender clients are based outside of Florida and rely on us to document and close their Florida-based transactions. We are accustomed to working with national lending teams remotely and coordinating across jurisdictions when transactions require it.
Can Vellum Law coordinate with our existing lending team and outside vendors?
Yes. We regularly work alongside in-house lending teams, title companies, surveyors, and borrower's counsel to deliver clean closings. We understand how institutional lending operates and adapt our process to fit your internal workflows.
Does Vellum Law handle loan workouts and modifications?
Yes. We handle loan modifications, assumptions, partial releases, and pre-litigation workout matters. For active enforcement litigation, we coordinate with experienced creditor's rights counsel and remain involved as transactional advisors throughout.
Does Vellum Law represent both lenders and borrowers?
We represent both, though never on the same transaction. Most of our lending clients use us as their primary outside counsel for originations and post-closing matters. We also represent sophisticated borrowers on the other side of the table, which means we know how lender-side issues are negotiated from both perspectives.